WHAT WE CAN HELP STRUCTURE
Prestige and luxury vehicles cover a wide range of purchases. These are the scenarios we most often structure finance around.
Prestige & Performance
Finance for high-performance and marque vehicles, structured around how you intend to own and use the car.
Exotic & Supercars
Specialist finance for exotic and limited-production vehicles, including low-volume and high-value models.
European Luxury
Finance for European luxury marques, from executive saloons to grand tourers, new or pre-owned.
Luxury SUVs & 4x4s
Finance for premium SUVs and touring 4x4s used for family, business or recreation.
High-Value New & Used
Finance for high-value purchases through a dealership, private sale, import or auction.
Business-Use Prestige
Finance for prestige vehicles held or used within a business or company structure.
HIGH-VALUE FINANCE IS NOT ONE-SIZE-FITS-ALL
Two clients buying the same car can need completely different finance. The right structure depends less on the vehicle than on how you intend to own it, and what you want your capital doing elsewhere.
Asset Value and Age
Where the vehicle sits on value and age changes which lenders and terms are realistic.
Personal or Business Use
Whether the car is owned personally or through a business affects the structures available.
Deposit and Equity Position
What you contribute up front, and any equity in a trade-in, shapes the outcome.
Ownership Structure
Individual, company, trust or a combination — each is treated differently.
Cash-Flow Priorities
Some clients optimise for the monthly position, others for total cost over the term.
Preserving Capital
Keeping capital available for other purposes often drives the structure more than the vehicle does.
BESPOKE STRUCTURING
Every high-value purchase is different. We work through the objective, structure the finance around it, and manage the process through to settlement.
01
Understand the Purchase and Ownership Objective
We establish what you are buying, how you intend to own and use it, and what you want your capital doing elsewhere.
02
Assess Suitable Finance Structures and Available Lender Options
We review the structures that suit the asset and your position, and the lender options realistically available for that scenario.
03
Manage the Finance Through Approval and Settlement
We prepare and manage the application, coordinate with the dealer or seller, and see the finance through to settlement.
DIRECT ACCESS TO A BROKER WHO UNDERSTANDS SPECIALIST ASSETS
You deal with Christian directly. High-value vehicle finance moves quickly and rarely fits a call-centre process, so the person assessing your position is the person you speak to.
Australia-Wide
We work with clients across Australia, not one city or one dealership network.
Specialist Asset Experience
High-value and non-standard vehicle purchases are a regular part of the work, not an exception.
Personal and Business Finance
One relationship across vehicle, business and property finance rather than separate brokers.
THE VEHICLE MAY ONLY BE ONE PART OF THE PICTURE
Many clients financing a prestige vehicle are also managing a home loan, a business facility or other assets. We can look at the vehicle on its own, or in the context of your wider position. Business and commercial, classic and collector, and general car and asset finance are also part of what we do.