HOME, BOAT AND CAR FINANCE FOR THE SUNSHINE COAST AND NOOSA
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Prefer to talk? Call 0447 654 321
No credit check to enquire. Christian replies the same business day.
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Reviewed by Christian Tucker, Credit Representative 549381, and the AGFB specialist team · October 2026 · How we check our information
Buying on the Sunshine Coast often means more than one decision at once: a principal home or a holiday home, sometimes a boat, sometimes a car to match. Christian Tucker is a Brisbane-based finance broker who compares lenders from the AGFB panel for each part of the plan.
Brisbane-based, assisting Sunshine Coast and Noosa clients by phone, video and secure online documents.
WHAT WE ARRANGE ON THE SUNSHINE COAST
Coastal and Hinterland Homes
Buying a principal home on the coast or in the hinterland, refinancing or upgrading, with lenders compared for the property type.
Holiday and Investment Homes
A second home or investment property, including how lenders would assess any proposed rental income.
Boats and Marine
Trailer boats to larger vessels, from a dealer or a private seller, assessed on the vessel’s age, value and use.
Prestige and Luxury Cars
Finance for prestige, luxury and high-performance cars, new or used.
Classic and Collector Cars
Lenders familiar with older and collectable cars, including private sales.
Building and Renovating
Construction loans paid in progress stages, with the builder and the building contract assessed by the lender.
HOLIDAY HOMES AND RENTAL INCOME
If you plan to rent a holiday home out short-term, the income may not be counted the way you expect. Noosa’s planning scheme limits further short-term accommodation in some zones, and what is permitted depends on the property and its zone. Confirm the permitted use with Noosa Shire Council or a qualified adviser.
We check how each lender would assess the proposed rental income before you rely on it in your numbers.
Resort-style and serviced apartments: some lenders limit lending on small, serviced or resort-managed units, or ask for a larger deposit. If a property falls into that category, we identify the lenders that will consider it before you commit.
Related: Prestige home loans · Investment loans · Construction loans
BOATS AND MARINE FINANCE
Marine finance depends on the vessel’s age, value and intended use, and on whether it is bought from a dealer or a private seller.
If you are planning a boat as well as a property, we look at both goals together, including repayments and running costs such as mooring, storage and insurance.
Related: Marine finance · Boat loan calculator
PRESTIGE AND CLASSIC CARS
Prestige, luxury and classic cars are assessed differently from everyday vehicles. Lenders look at the car’s age and value, and at whether it is bought from a dealer, at auction or privately.
Related: Prestige and luxury car finance · Classic and collector car finance
HOW IT WORKS
01
A Conversation
By phone or video. We talk through the property or asset, your plans and your finances.
02
Comparison and Explanation
We compare suitable lenders for the property or asset, and explain the structure and costs before anything is lodged.
03
Through to Settlement
Documents are handled through secure online upload, and we manage the application with you and the lender through to settlement.
ILLUSTRATIVE SCENARIO
Illustrative only. This is not a client case. Every application is assessed on its own facts.
A Hinterland Home and a Boat
A couple plans to buy a hinterland home and a used boat. We assess both goals upfront, including repayments and ongoing costs, then compare suitable funding options and timing. Each application remains subject to lender assessment.
ONE BROKER FOR THE WHOLE PICTURE
Holiday homes, boats and cars each have their own lender rules. Looking at them together means repayments, running costs and borrowing capacity are considered across the whole plan, before any application is lodged.
Estimates only, not a quote or loan approval.
COMMON QUESTIONS ABOUT SUNSHINE COAST AND NOOSA FINANCE
Do you have an office on the Sunshine Coast?
No. AGFB is based in Brisbane QLD. Christian works with Sunshine Coast and Noosa clients by phone, video and secure online documents.
Can short-stay rental income help me qualify for a holiday home?
Sometimes. It depends on what use is permitted for the property (confirm with Council or a qualified adviser) and on each lender’s policy. Some lenders discount this income heavily and some exclude it. We check how lenders would assess it before you rely on it.
Can I finance a boat and a property in the same plan?
We look at both goals together, including repayments and running costs, and compare funding options and timing. Each application is assessed by the lender.
I’m self-employed. Can you help?
Yes. See Self-employed home loans for the documentation options lenders accept.
How are you paid?
Our Credit Guide sets out how we are paid, including any fees, before we provide credit assistance. Read our Credit Guide.
TELL US WHAT YOU ARE FINANCING
Choose the enquiry that fits: home loan, marine or vehicle. Not sure which? Start an enquiry and we will come back to you to arrange a time. Prefer to talk now? Call 0447 654 321. No credit check to enquire.
This page is general information only and does not take into account your objectives, financial situation or needs. Lending criteria, fees and charges apply. Approval is at the lender’s discretion.